Individual Products
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Platinum Plus+ Whole Life Insurance Plan
Whole Life Insurance offers long-term protection against catastrophic events
Our Platinum Plus Whole Life Insurance offers long-term protection, security, and peace of mind. Platinum Plus protects you and your family from catastrophic hardship in the event of an untimely death.
Features:
- Level death benefit to age 100
- Long-term protection with level premiums
- Cash surrender value
- Policy dividends (non-guaranteed)
Platinum Series (Term Life Insurance)
Term Life Insurance offers short-term protection against catastrophic events
Because you care about your family's well-being and want to offer them the most protection as part of your legacy, North Carolina Mutual's Platinum Series Term Insurance products offer short-term protection for families and individuals on a budget. This product is ideal for individuals wanting full insurance coverage at a lower cost, but still wishing to protect and secure their family's future.
Features:
- Low monthly premiums
- Select 10 year coverage or 15 year coverage
- Level premiums
- Special rates to non-smokers
- Renewable to age 95
- Convert to a whole life plan without evidence of insurability.
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Fixed Annuities
A tax-deferred retirement option
Since our annuities are tax-deferred, taxes are not paid on earnings until you make a withdrawal or start receiving annuity income. With the flexible premium feature, you may increase or decrease the contribution at any time. Fixed Annuities are appropriate for retirement because they offer a safe investment for those that want to guarantee future income.
Features:
- Pay no taxes while your money is compounding
- No medical exams required
- Attractive interest rates credited to your plan
- Payments made monthly, quarterly, semi-annually, or annually as desired.
Pre-Need Life Insurance
Funding for funeral pre-arrangement agreements
North Carolina Mutual's Pre-Need Life Insurance Plan assures you that your personal preferences are recognized, without placing the burden for decision-making on your family and loved ones. Your personally developed, customized plan will cover where and how the funeral, the burial or other final disposition will take place.
Features:
- Single premium whole life plans
- Guaranteed Issue
- Flexible Payments
- Issue ages 0-95
* Available in NC and SC only.
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